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Working Capital

Arranging Working Capital Made Easy

Want your business to run flawlessly, but maintaining capital is becoming difficult? Worry no more—we at Finnovation Fintech offer a range of working capital solutions to keep your business in motion.

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Business Loan

Fulfill your business needs with our business loans available to you at reasonable interest rates. Whether you want to finance your expansion or invest in equipment, don't let your business settle for less and keep moving towards the sky.

Letter of Credit - LoC

Be it purchasing inventory, paying wages, or covering seasonal cash flow gaps, our line of credit allows you anything to do with it. Get a staggering line of credit with the freedom to use it as much as you want on interest rates that are best in the industry.

Cash Credit - CC

Worried about the short-term cash needs that may arise multiple times? Get rid of these worries as we are offering you a cash credit limit that can be used for multiple withdrawals up to a predetermined limit. So, access micro-credits against your inventory or any other collateral throughout the year and pay interest for what you have used.

Invoice Discounting

Get cash against unpaid invoices of up to three months with our invoice discounting. If you don't want to opt for a loan for the funds as your invoices will be cleared soon, then use our invoice discounting and keep fulfilling your orders.

Dropline Overdraft facility - DLOD

Want a long-term loan through your bank account? Well, we have got you covered with Dropline Overdraft. Overdraw cash with us and gradually repay it with a declining credit limit. And the best part is that you pay the lowest interest rates in the market that too only on the limit used.

Bank Guarantee - BG

Get a promise from us on loans you take to fulfill the big orders. Don't miss out on collaborating with big businesses just because you don't have enough funds. But what if collaboration doesn't go as planned? Well in that case we offer you a guarantee on the failure of loan repayment.

Packing Credit

Need to ship order but have fallen short of funds for obtaining raw materials, manufacturing, and packing of the goods before shipping? Get packing funds from us and keep your operations going. Be an export legend without worrying about capital.

Overdraft Facility - OD

Get instant cash through your bank account with our overdraft facility at rates that feel just unbelievable. Be it an unforeseen business need for a long time or funds needed for a day or two, ensure liquidity at any point. And that doesn't end there as we have a surprise left. With our OD, you get cash at the most flexible repayment terms.

Bill Discounting

Are some unpaid bills due for one to four months and are causing financial issues? Opt for our bill discounting feature and get instant credit against the due bills. Don't let the flow of your business discontinue due to lack of funds. Encash your due bills and keep moving forward.

Equity-based Loans

Want capital in exchange for your equity? Here you have it with our equity-based loans. Dissolve your company's equity as needed and get capital on a great valuation. So, be wise when dissolving your equity and do it on the best valuation in the market.

Project Financing

Financing large-scale projects becomes easier with Finnovation Fintech. Get cash flow for large infrastructural and industrial projects against debt or equity and regain it as the project repays it with generated revenue.


Machinery Loan

Jumping into an investment-heavy industry where setting up the equipment costs a large chunk of money? Put the weight off our shoulders with our machinery loans. Buy, lease, repair, or upgrade your equipment and machinery with capital available 24*7.

Loan Against Property (LAP)

Get an instant loan disbursement worth more than your property directly in your bank account from top lending institutions.

With Finnovation Fintech, you get a loan against property at an interest rate starting from only 8.90% per annum. Not only the lowest interest rates, but we also guarantee you a loan amount of up to 130% of the property's worth. So, get easy financing done on your property with us today!

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Client’s Testimonials