Frequently Asked Questions

We offer a variety of loans which include:
1. Home Loans ( to purchase, construct, or renovate a property)
2. Loan Against Property (LAP)
3. Personal Loans
4. Car Loans (for new and used Cars)
5. Commercial Vehicle Loans
6. Multiple types of Business Loans and Working Capital Loans like OD, DLOD, CC, BG, LC, Bill Discounting, Invoice Discounting, Packing Credit, Equity-Based Loans, Project Financing, and Machinery Loans.

We are open to both salaried and self-employed people and accept the requirements of any kind of professional person.

The way we help our customers is by being the mediator between the customer and the loan provider, but not being a burden on the customer. We take care of the loan processing from start to finish and answer all the customer’s queries regarding the loan or provider. Moreover, we also ensure that you get the best interest rates because they are going through us. In totality, we are your virtual relationship manager handling everything related to loans on your behalf.

No, we don't charge a single rupee from you or take any commission from your side.

Yes, you can apply for the loan even if you earn partly in cash as we help both cash-based and white-income customers with loan syndication.

Based on what type of loan you have applied for and a few other factors like document requirements, it can take around a week or two to get your loan sanctioned.

Being a loan syndication company, we have expertise in finding the reason for rejection and informing you of the same. In most cases, we help our customers to reapply for the loan to get it successfully this time.

Since we work with lending partners of different sizes, we don't have a physical limit of loans we can get for you. However, we do have metrics to evaluate the maximum amount you are eligible for based on your net worth or the value of the collateral you want your loan against.

For a self-employed person, who may not arrange documents like salary slips, you need these documents:
Aadhaar Card
1. PAN Card (of applicant and guarantor)
2. 3 years of Income Tax Return
3. Audited Financials
4. Company PAN
5. GST certificate
6. GST returns (3B)
7. Udyog Aadhaar
8. One year of bank statements
9. Property Papers
The documents may vary based on the type of loan you are applying for.

You don’t have to worry if you don't have all the documents. We help you prepare and organize your documents to meet the bank's requirements.

Since we offer complete transparency in all our services, we don't put any hidden charges.

Yes, you can apply for another loan even if you have an existing loan or liability. We evaluate your income and liabilities to help you secure another loan if you’re found eligible.

This is the third item's accordion body. Yes, it is possible to secure a loan without a GST certificate for self-employed individuals. Such working professionals lie in the freelancers category and we have a different set of conditions for them to evaluate their eligibility.